:root{
  --primary:#0E7FB2;
  --primary-deep:#0A5E86;
  --primary-light:#C3DFEC;

  --bg:#F7FBFD;
  --card:#FFFFFF;
  --text:#0B1B2A;
  --muted:#425A6B;
  --line:rgba(11,27,42,.12);

  --radius:18px;
  --shadow: 0 14px 34px rgba(11,27,42,.10);
  --max: 1120px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
  color:var(--text);
  background:
    radial-gradient(900px 500px at 15% -10%, rgba(14,127,178,.14), transparent 60%),
    radial-gradient(800px 420px at 95% 0%, rgba(10,94,134,.10), transparent 55%),
    var(--bg);
}

a{color:inherit; text-decoration:none}
img{max-width:100%; display:block}
.container{max-width:var(--max); margin:0 auto; padding:0 18px}

.section{padding:72px 0}
.section--soft{background: linear-gradient(180deg, transparent, rgba(14,127,178,.05))}
.section__head{margin-bottom:22px}
.section__head h2{margin:0 0 8px; font-size: clamp(1.4rem, 1rem + 1.2vw, 2rem)}
.muted{color:var(--muted); line-height:1.6}
.lead{font-size:1.05rem; color:var(--muted); line-height:1.75; max-width:62ch}
.eyebrow{letter-spacing:.08em; text-transform:uppercase; color:rgba(11,27,42,.75); font-size:.8rem}

.header{
  position:sticky; top:0; z-index:50;
  background: rgba(247,251,253,.78);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header__inner{display:flex; align-items:center; justify-content:space-between; padding:14px 0}
.brand{display:flex; align-items:center; gap:10px}
.brand__logo{height:42px; width:auto}

.nav__toggle{
  display:none;
  border:1px solid var(--line);
  background:transparent;
  color:var(--text);
  padding:10px 12px;
  border-radius: 12px;
}
.nav__menu{display:flex; gap:14px; align-items:center}
.nav__link{color:rgba(11,27,42,.86); font-size:.95rem}
.nav__link:hover{color:var(--primary-deep)}
.nav__link.is-active{color:var(--primary-deep); font-weight:700}

.btn{
  border-radius: 999px;
  padding:12px 16px;
  font-weight:700;
  border:1px solid transparent;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  cursor:pointer;
}
.btn--small{padding:10px 14px; font-size:.92rem}
.btn--primary{
  background: linear-gradient(135deg, var(--primary), var(--primary-deep));
  color:#ffffff;
  box-shadow: 0 10px 22px rgba(14,127,178,.18);
}
.btn--primary:hover{filter:saturate(1.05)}
.btn--ghost{
  background: transparent;
  border-color: var(--line);
  color:var(--text);
}
.btn--ghost:hover{border-color: rgba(11,27,42,.22)}

.hero{padding-top:54px}
.hero__grid{display:grid; gap:26px; grid-template-columns: 1.1fr .9fr; align-items:center}
.hero__content h1{margin:8px 0 12px; font-size: clamp(2rem, 1.3rem + 2.2vw, 3rem); line-height:1.08}
.actions{display:flex; gap:12px; flex-wrap:wrap; margin:18px 0 0}

.hero__media{position:relative}
.hero__img{
  height:420px; width:100%;
  object-fit:cover;
  border-radius: var(--radius);
  border:1px solid var(--line);
  box-shadow: var(--shadow);
}
.hero__badge{
  position:absolute; left:14px; bottom:14px;
  background: rgba(255,255,255,.82);
  border:1px solid var(--line);
  padding:12px 14px;
  border-radius: 16px;
  backdrop-filter: blur(8px);
}
.badge-title{font-weight:900; color:var(--primary-deep)}
.badge-sub{font-size:.92rem; color:var(--muted)}

.trust-row{
  margin-top:18px;
  display:grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap:12px;
}
.trust-card{
  background: rgba(255,255,255,.78);
  border:1px solid var(--line);
  border-radius: 16px;
  padding:14px;
}
.counter{font-size:1.6rem; font-weight:900; color:var(--primary-deep)}
.trust-label{color:var(--muted)}
.trust-label.strong{color:rgba(11,27,42,.88); font-weight:700}

.cards{display:grid; gap:14px; grid-template-columns: repeat(3, minmax(0,1fr))}
.cards--2{grid-template-columns: repeat(2, minmax(0,1fr))}
.cards--3{grid-template-columns: repeat(3, minmax(0,1fr))}

.card{
  background: rgba(255,255,255,.85);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding:18px;
  box-shadow: 0 1px 0 rgba(11,27,42,.03) inset;
}
.card--hover{transition: transform .15s ease, border-color .15s ease, box-shadow .15s ease}
.card--hover:hover{transform: translateY(-2px); border-color: rgba(14,127,178,.28); box-shadow: var(--shadow)}
.card--click{width:100%; text-align:left; cursor:pointer}

.link-btn{
  background:transparent;
  border:none;
  color: var(--primary-deep);
  font-weight:900;
  padding:0;
  cursor:pointer;
}

.split{
  margin-top:22px;
  display:grid;
  gap:16px;
  grid-template-columns: 1.1fr .9fr;
  align-items:start;
}

.media-card{
  background: rgba(255,255,255,.85);
  border:1px solid var(--line);
  border-radius: var(--radius);
  overflow:hidden;
  box-shadow: 0 1px 0 rgba(11,27,42,.03) inset;
}
.media-card img{width:100%; height:260px; object-fit:cover}
.media-card__body{padding:14px 16px}
.divider{height:1px; background: var(--line); margin:14px 0}

.accordion{margin-top:12px; border:1px solid var(--line); border-radius: 16px; overflow:hidden; background: rgba(255,255,255,.85)}
.acc__btn{
  width:100%;
  text-align:left;
  border:none;
  background: transparent;
  color:var(--text);
  padding:14px 14px;
  cursor:pointer;
  font-weight:900;
  border-bottom:1px solid var(--line);
}
.acc__panel{display:none; padding:12px 14px; color:var(--muted); background: rgba(195,223,236,.22)}
.acc__btn[aria-expanded="true"] + .acc__panel{display:block}

.chip-row{margin-top:12px; display:flex; flex-wrap:wrap; gap:10px}
.chip{
  border:1px solid rgba(14,127,178,.22);
  background: rgba(195,223,236,.25);
  padding:8px 12px;
  border-radius:999px;
  font-size:.92rem;
  color: var(--primary-deep);
  font-weight:800;
}

.icon-list{margin:12px 0 0; padding-left:18px; color:var(--muted); line-height:1.7}
.icon-list li{margin:6px 0}

.stepper{margin-top:14px; display:grid; gap:10px}
.step{display:flex; gap:12px; padding:12px; border:1px solid var(--line); border-radius:16px; background: rgba(255,255,255,.85)}
.step__num{font-weight:1000; color:var(--primary)}
.step__title{font-weight:1000}

.highlight{
  margin-top:14px;
  padding:14px;
  border-radius: 16px;
  background: rgba(195,223,236,.28);
  border: 1px solid rgba(14,127,178,.22);
  color: rgba(11,27,42,.92);
  line-height:1.7;
}

.tabs{border:1px solid var(--line); border-radius: var(--radius); overflow:hidden; background: rgba(255,255,255,.85)}
.tabs__list{display:flex; gap:0; border-bottom:1px solid var(--line); flex-wrap:wrap}
.tabs__btn{
  border:none; background:transparent; color:rgba(11,27,42,.86);
  padding:12px 14px; cursor:pointer; font-weight:1000;
}
.tabs__btn.is-active{color:#fff; background: linear-gradient(135deg, var(--primary), var(--primary-deep))}
.tabs__panel{display:none; padding:16px}
.tabs__panel.is-active{display:block}

.carousel{border:1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,.85); overflow:hidden}
.carousel__track{display:flex; transition: transform .25s ease}
.quote{min-width:100%; margin:0; padding:18px}
blockquote{margin:0; font-size:1.05rem; line-height:1.8; color:rgba(11,27,42,.92)}
.carousel__controls{display:flex; justify-content:flex-end; gap:10px; padding:12px; border-top:1px solid var(--line)}

.field{display:flex; flex-direction:column; gap:6px; margin-bottom:12px}
label{font-weight:900}
input, select, textarea{
  border-radius:14px;
  border:1px solid var(--line);
  background: rgba(255,255,255,.95);
  color:var(--text);
  padding:12px 12px;
  outline:none;
}
input:focus, select:focus, textarea:focus{border-color: rgba(14,127,178,.35)}
.error{color:#b00020; min-height:16px}

.check{display:flex; gap:10px; align-items:flex-start; margin:8px 0 12px}
.check input{margin-top:4px}

.cta-band{
  margin-top:22px;
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  padding:16px;
  border-radius: var(--radius);
  border:1px solid rgba(14,127,178,.22);
  background: rgba(195,223,236,.24);
}

.footer{border-top:1px solid var(--line); padding:28px 0 18px; background: rgba(255,255,255,.55)}
.footer__grid{display:grid; gap:16px; grid-template-columns: 1.2fr 1fr 1fr}
.footer__title{font-weight:1000; margin-bottom:8px}
.footer__links{display:flex; flex-direction:column; gap:6px}
.footer__brand{font-weight:1000; font-size:1.05rem; color: var(--primary-deep)}
.footer__bottom{margin-top:14px; color:var(--muted); font-size:.92rem}

.modal{position:fixed; inset:0; display:none}
.modal.is-open{display:block}
.modal__backdrop{position:absolute; inset:0; background: rgba(11,27,42,.45)}
.modal__content{
  position:relative;
  max-width: 740px;
  margin: 7vh auto;
  background: rgba(255,255,255,.98);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 14px;
}
.modal__head{display:flex; justify-content:space-between; align-items:center; gap:12px; padding:6px 6px 10px}
.modal__close{background:transparent; border:1px solid var(--line); color:var(--text); border-radius:12px; padding:8px 10px; cursor:pointer}
.modal__body{padding:0 6px 10px; color:var(--muted); line-height:1.75}

.reveal{opacity:0; transform: translateY(10px); transition: all .45s ease}
.reveal.is-in{opacity:1; transform:none}

@media (max-width: 920px){
  .hero__grid{grid-template-columns:1fr}
  .hero__img{height:360px}
  .trust-row{grid-template-columns: repeat(2, minmax(0,1fr))}
  .cards{grid-template-columns:1fr}
  .cards--2{grid-template-columns:1fr}
  .cards--3{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr}
  .nav__toggle{display:inline-flex}
  .nav__menu{
    position:absolute;
    right:18px;
    top:64px;
    flex-direction:column;
    align-items:stretch;
    gap:10px;
    padding:12px;
    border-radius: 16px;
    border:1px solid var(--line);
    background: rgba(247,251,253,.96);
    display:none;
    min-width: 220px;
  }
  .nav__menu.is-open{display:flex}
}